Have you ever wondered why some people seem to attract money and success effortlessly?
Manifesting money and success starts with your mindset—how you see yourself and the world around you. Affirmations like “I Am Wealthy” aren’t just words; they’re powerful tools to reprogram your thoughts and attract abundance. When you truly believe in your wealth and potential, you begin to manifest the opportunities and success you desire. Let’s explore how these simple yet transformative affirmations can change your life!
Category: Podcast
Hosts: Ruby & Tim
Genre: Improvement / Education
Podcast channel: English Podcast With Ruby
Title: Manifest Money & Success, ‘I Am Wealthy’ Affirmations
[INTRODUCTION]
Welcome back to English Podcast with Ruby! I’m Ruby, and with me today is my amazing co-host, Tim.
Tim:
Hey, everyone! We are so excited for today’s episode because we are diving into a topic that EVERYONE wants to hear about—MONEY!
Ruby:
Yes! Let me ask you a question—have you ever felt like no matter how hard you work, money just doesn’t seem to stay with you? Or maybe you dream of financial freedom but don’t know where to start?
Tim:
What if I told you that attracting wealth isn’t just about working harder—it’s about thinking differently?
Ruby:
Exactly! Today, we’re going to talk about how to shift your mindset from scarcity to abundance, how to attract money effortlessly, and how to build a healthy relationship with wealth. This is going to be a game-changer!
Tim:
We’re not talking about get-rich-quick schemes—this is about real, lasting financial prosperity that starts with your thoughts and actions.
Ruby:
And guess what? By the end of this episode, you’ll feel empowered, motivated, and READY to welcome wealth into your life! So, are you ready to transform your mindset and become a magnet for money?
Tim:
“And don’t forget, in the video description, we’ve included a link where you can access the full content of this podcast to practice your English and apply what you’ve learned to improve your personal finances.
Ruby:
We’d also truly appreciate your support with just one click on the like button—it helps our team stay motivated to create even better podcast episodes for you. And don’t forget to hit subscribe so you never miss out on more powerful episodes like this!
Tim:
And we hope this podcast brings you valuable insights to help you grow and transform your life. Now, let’s get started!
Part 1: Shifting from Scarcity to Abundance Mindset
Ruby:
Alright, let’s dive into the first big idea—shifting from a scarcity mindset to an abundance mindset. And trust me, this is a total game-changer!
Tim:
Yeah, and if you’ve never heard those terms before, don’t worry. We’re gonna break it down in the simplest way possible.
Ruby:
Okay, so let’s be real for a second—most of us grew up hearing things like: “Money doesn’t grow on trees.” “You have to work super hard to get rich.” Or even worse, “Rich people are greedy.”
Tim:
Oh, I’ve heard those a million times! And here’s the thing—if you believe that money is hard to get, guess what? It’s gonna be hard to get.
Ruby:
Exactly! But the truth is, money is everywhere. Opportunities are everywhere. Wealth is not limited—there’s more than enough for everyone. The real problem? The way we think about money.
Tim:
Right! If you’re always telling yourself “I never have enough money” or “I’m always broke,” you’re actually programming your brain to keep you stuck in that reality.
Ruby:
So instead of thinking, “I’m broke”, start telling yourself: “I am rich, I am wealthy. Money flows to me easily.” Even if it doesn’t feel true yet, say it anyway.
Tim:
Yeah, because your thoughts create your reality! When you believe that the world is full of money and opportunities, you start to see them everywhere.
Ruby:
Exactly! And here’s a simple mindset shift—stop thinking “I have to work harder to get more money” and start thinking “Money can come to me in many ways.”
Tim:
YES! Your job isn’t the only way to make money. Money can come from investments, ideas, side projects, gifts—heck, even unexpected opportunities!
Ruby:
So, here’s a challenge for you: Spend the next 24 hours catching yourself every time you have a negative thought about money. And when you do—flip it! Instead of saying “I can’t afford this,” say “How can I afford this?”
Tim:
Ooh, I love that! Because when you ask how, your brain starts looking for answers. And trust me, when you open your mind to abundance, money starts finding you in ways you never expected.
Ruby:
Alright, before we move on, let’s say it together—repeat after me:
Ruby
I am wealthy.
Tim
I am wealthy.
Ruby
Money flows to me easily.
Tim
Money flows to me easily.
Ruby:
There you go! Now you’re reprogramming your mind for abundance!
Tim:
Alright, let’s keep this momentum going—next up, we’re talking about how money can come into your life easily and naturally. So stay with us!
Part 2: Money Comes Easily and Naturally
Ruby:
Alright, so now that we’ve talked about shifting your mindset from scarcity to abundance, let’s move on to the next step—understanding that money comes easily and naturally.
Tim:
Okay, I know some people are already skeptical, like, “Yeah right, money doesn’t just fall from the sky.”
Ruby:
True! But here’s the thing—money doesn’t have to be a struggle. We’ve been taught that making more money means working harder, grinding longer hours, or sacrificing our happiness. But that’s not how wealth really works.
Tim:
Yeah! Have you ever noticed that some people work 80 hours a week and still struggle financially, while others seem to attract money effortlessly? What’s the difference?
Ruby:
It’s all about your money energy. Think of wealth like a river—it’s constantly flowing. You don’t have to chase it or force it; you just need to open the right channels so it flows into your life.
Tim:
Exactly! When you believe that money is hard to get, you subconsciously block opportunities. But when you believe that wealth flows to you naturally, guess what? You start noticing financial opportunities everywhere!
Ruby:
And trust me, there are so many ways to make money beyond just your job. Think about it—people make money from investments, business ideas, side hustles, creative talents, even passive income. Money is not just about how much you work, but how smartly you allow it to come to you.
Tim:
Yes! And let’s break this common myth right now: More income does NOT mean working harder.
Ruby:
Oh my gosh, yes! This is such a big one! We’ve been conditioned to believe that if we want more money, we have to work more hours, take on more stress, and basically sacrifice our lives.
Tim:
But look at successful entrepreneurs, investors, or even content creators. They’re not all working 24/7. Many of them have set up systems where money flows to them automatically.
Ruby:
Exactly! Wealthy people don’t trade time for money forever. They set up income streams that work for them—whether it’s investments, royalties, rental income, or digital products.
Tim:
So here’s a simple shift for you: Instead of thinking, “I have to work harder to make more money”, start thinking “Money flows to me easily, and I welcome it in every way.”
Ruby:
Yes! And let’s do a little mindset exercise right now. Close your eyes—unless you’re driving!—and imagine money flowing into your life effortlessly. Picture your bank account growing, imagine getting unexpected money, and feel the excitement of financial freedom.
Tim:
Alright, now let’s say this together. Repeat after us:
Tim:
I am wealthy.
ruby
I am wealthy.
Tim:
Money comes to me easily and effortlessly.
ruby
Money comes to me easily and effortlessly.
Tim:
Opportunities to make money are everywhere.
ruby
Opportunities to make money are everywhere.
Ruby:
Awesome! The more you repeat these affirmations, the more you’ll start seeing money differently—and when you do, you’ll realize that wealth is always within reach.
Tim:
Alright, coming up next—we’re diving into how money and spirituality can actually go hand in hand. Yep, we’re busting the myth that you can’t be wealthy and a good person at the same time. Stick with us!
Part 3: Money and Spirituality Can Coexist
[Watch Podcast: Manifest Money & Success, ‘I Am Wealthy’ Affirmations: Click here]
Ruby:
Alright, let’s take this to a deeper level—because today, we’re not just talking about money. We’re talking about your energy, your spirit, and how money is deeply connected to both.
Tim:
Yes! Because money isn’t just numbers in your bank account—it’s energy. And your relationship with money is a reflection of your inner world, your beliefs, and your connection with the universe.
Ruby:
Exactly. So many people think that money and spirituality can’t mix. That if you’re a good person, you shouldn’t care about money. Or if you’re spiritual, you should live humbly and reject material wealth.
Tim:
But let’s think about this for a second—does the universe, or God, or whatever higher power you believe in, want you to struggle?
Ruby:
No way! The universe is abundant. Look at nature—there’s endless water, endless air, endless beauty. The world wasn’t created for lack—it was created for overflow, for expansion, for growth. And that includes you.
Tim:
Yes! And when we reject money, when we believe it’s bad, we’re actually rejecting a part of the universe’s natural abundance.
Ruby:
That’s the real truth. Money is not the problem—our beliefs about money are.
Tim:
Yes! And here’s the thing—money is a spiritual tool. Think about it. When you have more money, you have more freedom. More time. More opportunities. More ability to help others, to share, to give.
Ruby:
Right! When we talk about spirituality, we talk about love, kindness, generosity. And guess what? Money allows you to express those things even more.
Tim:
Exactly! Think about the most generous people in history—the ones who built schools, hospitals, helped millions. They didn’t do that by being broke. They did that by embracing wealth as a tool for good.
Ruby:
Yes! And this is where mindset and energy come in. If deep down, you believe money is bad, or that wanting money is selfish, then you’ll block it from coming into your life.
Tim:
Yeah, because your energy doesn’t lie. If you’re constantly feeling guilty about wanting money, or believing that having money makes you less spiritual, you’re sending a message to the universe that says: “I don’t want wealth.”
Ruby:
And the universe will respond to that energy. It will match what you believe.
Tim:
So here’s the shift—you have to start seeing money as sacred. As something that flows through you, not just to you.
Ruby:
YES. Money isn’t something you hoard—it’s something you circulate. It’s an exchange of energy. The more you allow money to flow freely into your life, the more you can use it to create, to give, to uplift, to heal.
Tim:
And that’s what true abundance is—it’s not just having money, it’s knowing that you are always supported by the universe. That wealth is limitless. That you can be rich in money, rich in love, rich in purpose, all at the same time.
Ruby:
YES! And let’s lock this in with a powerful affirmation. Say this with us:
Ruby:
I am wealthy.
Tim:
I am wealthy.
Ruby:
Money is a spiritual gift that flows through me.
Tim:
Money is a spiritual gift that flows through me.
Ruby:
I welcome abundance into my life with love and gratitude.
Tim:
I welcome abundance into my life with love and gratitude.
Ruby:
Breathe that in. Feel it in your body. Let it sink into your heart. You are meant for abundance.
Tim:
Alright, in the next part, we’re going even deeper—we’re talking about how to build a healthy, loving relationship with money so that it works for you, not against you. Stick with us!
Part 4: Building a Healthy Relationship with Money
Ruby:
Alright, so now that we’ve done some deep healing, let’s talk about something just as important—building a healthy relationship with money.
Tim:
Yes! Because let’s be real—if you don’t have a good relationship with money, it doesn’t matter how much you make. You’ll either push it away, spend it recklessly, or feel stressed about it all the time.
Ruby:
Exactly. And here’s the key—money is not just a tool, it’s a relationship. Think about it like a friendship. If you constantly fear money, ignore it, or treat it badly, do you think it’s going to stick around?
Tim:
No way! It’s like treating a friend poorly and expecting them to want to be around you.
Ruby:
Right! So let’s start with the first mindset shift: Money is your friend, not your enemy.
Step 1: See Money as a Friend, Not a Fear
Tim:
So many people see money as stressful, evil, or something to be feared. They think, “If I have money, I might lose it,” or “If I get rich, people will take advantage of me.”
Ruby:
And when you think like that, what happens? You create anxiety around money. And that anxiety pushes wealth away.
Tim:
Yes! So here’s a challenge—start treating money like a friend.
When you receive money, thank it.
When you spend money, spend with joy, not fear.
When you think about money, think with excitement, not stress.
Ruby:
Because just like in a good friendship, if you appreciate money and treat it well, it will stay and grow.
Tim:
Yes! And let’s lock this in with an affirmation. Say it with us:
Tim:
Money is my friend.
Ruby:
Money is my friend.
Tim:
I welcome money with gratitude and love.
Ruby:
I welcome money with gratitude and love.
Tim:
Money and I have a strong and positive relationship.
Ruby:
Money and I have a strong and positive relationship.
Step 2: Believe That You Can Handle Large Sums of Money
Ruby:
Okay, let’s move on to the next big shift—believing that you can handle large amounts of money.
Tim:
Oof, this one is huge! A lot of people think they want to be rich, but deep down, they’re actually scared of having a lot of money.
Ruby:
Yes! Some people think, “If I have too much money, I won’t know how to manage it.” Or “What if I make bad investments and lose everything?”
Tim:
And guess what? If you don’t believe you can handle wealth, you will subconsciously block it from coming to you.
Ruby:
Exactly. So instead of fearing money, start telling yourself:
“I am responsible with money.”
“I make smart financial decisions.”
“I trust myself to handle wealth wisely.”
Tim:
Because the truth is—managing money is a skill. And skills can be learned! The more confident you feel about money, the more comfortable you will be attracting and keeping it.
Ruby:
So let’s reinforce this belief right now. Say this with us:
Ruby
I am capable of managing large amounts of money.
Tim:
I am capable of managing large amounts of money.
Ruby:
I trust myself to grow my wealth wisely.
Tim:
I trust myself to grow my wealth wisely.
Ruby:
I am comfortable handling financial success.
Tim:
I am comfortable handling financial success.
Step 3: Welcome Financial Success with Gratitude and Peace
Tim:
Alright, now for the final piece—welcoming financial success with gratitude and peace.
Ruby:
Yes! Because here’s the thing—if you feel guilty about making money, if you feel shame when you start becoming successful, you will self-sabotage.
Tim:
Yep! Some people think, “If I get rich, my friends and family will judge me.” Or “I don’t deserve this much money.”
Ruby:
But listen—you are allowed to be wealthy and happy. Your success does not take away from anyone else. The universe is abundant. There is more than enough for everyone.
Tim:
YES! And when you receive money, don’t feel guilty—feel grateful.
Thank the universe for bringing abundance into your life.
Celebrate your financial wins, big or small.
Know that your success is a reflection of your growth, your energy, and your hard work.
Ruby:
And let’s seal this with a final affirmation:
Ruby:
I welcome wealth into my life with gratitude and peace.
Tim:
I welcome wealth into my life with gratitude and peace.
Ruby:
I deserve financial success.
Tim:
I deserve financial success.
Ruby:
Money flows to me, and I receive it with joy.
Tim:
Money flows to me, and I receive it with joy.
Tim:
Alright, let’s do a quick recap!
Money is your friend—treat it with love and respect.
You are capable of handling large amounts of money—believe in yourself.
Welcome success with gratitude, not guilt—you deserve financial abundance.
Ruby:
Yes! And if you start making these mindset shifts, you will see huge changes in the way money flows into your life.
Tim:
Alright, up next—we’re talking about how to create multiple streams of income so you never have to depend on just one source of money. Stick around!
Part 5: Being Open to Wealth and New Income Streams
[Watch Podcast: Manifest Money & Success, ‘I Am Wealthy’ Affirmations Click here]
Ruby:
Alright, now that we’ve built a healthy relationship with money, let’s move on to the next level—being open to wealth and multiple income streams!
Tim:
Oh yeah, this is where things get really exciting! Because making money isn’t just about working harder—it’s about working smarter and being open to new opportunities.
Ruby:
Yes! And let’s start with something super important—recognizing that you are WORTHY of financial abundance.
Step 1: Recognizing Your Worthiness of Wealth
Tim:
So, let’s be real—how many times have you thought, “I’d love to be rich, but I don’t think it’s meant for me”?
Ruby:
Or “I don’t come from money, so I’ll probably never be wealthy.”
Tim:
Oof, these are the kinds of limiting beliefs that block abundance from coming into your life.
Ruby:
YES! Here’s the truth—wealth is NOT just for a special few. It is available to everyone who is open to receiving it.
Tim:
Exactly! You don’t have to be born into money. You don’t have to be some kind of financial genius. You just need to believe that you deserve financial abundance.
Ruby:
And trust me—you do. You are just as worthy of financial success as anyone else. The universe doesn’t play favorites.
Tim:
So, let’s rewire that belief right now. Say this with us:
Tim:
I am worthy of financial abundance.
Ruby:
I am worthy of financial abundance.
Tim:
Wealth flows to me because I am open to receiving it.
Ruby:
Wealth flows to me because I am open to receiving it.
Tim:
I deserve financial success.
Ruby:
I deserve financial success.
Step 2: Embracing Multiple Sources of Income
Ruby:
Okay, now let’s talk about a HUGE shift—opening yourself up to multiple sources of income.
Tim:
Oh yeah, because let’s be real—depending on just one paycheck is like standing on one leg. If something happens to that income stream, you’re in trouble.
Ruby:
Exactly! The wealthiest people in the world don’t rely on just one source of money. They have multiple streams of income—investments, businesses, side hustles, passive income.
Tim:
Right! And the good news? You can start right now.
Ruby:
Yes! Maybe you start a side business. Maybe you invest a small amount in stocks. Maybe you create digital products or do freelance work. The key is being open to new opportunities.
Tim:
And don’t fall into the trap of thinking, “I don’t know how to do that.” Because guess what? Everything is learnable.
Ruby:
Yes! There’s never been a better time to explore new income streams. The internet has made it easier than ever to create and grow wealth.
Tim:
Alright, let’s make this real. Say this with us:
Tim:
I welcome multiple streams of income into my life.
Ruby:
I welcome multiple streams of income into my life.
Tim:
Opportunities to create wealth are everywhere.
Ruby:
Opportunities to create wealth are everywhere.
Tim:
I am open to new ways of making money.
Ruby:
I am open to new ways of making money.
Step 3: Letting Go of Limiting Beliefs About Wealth
Ruby:
Okay, now this is super important—if you want to attract wealth, you have to let go of limiting beliefs about money.
Tim:
Oh yeah, because some people want money, but at the same time, they think things like:
“Making money is hard.”
“You have to sacrifice your happiness to be rich.”
“Rich people are greedy.”
Ruby:
And guess what? If you believe those things, you will never allow yourself to become wealthy.
Tim:
Exactly! Because deep down, you’ll think that being rich is bad, and your subconscious mind will push money away.
Ruby:
So here’s what you do—rewrite the story. Instead of saying “Making money is hard,” say:
“Making money is easy and fun.”
Tim:
Instead of “You have to work 24/7 to be rich,” say:
“Wealth comes to me with balance and ease.”
Ruby:
And instead of “Rich people are greedy,” say:
“Money allows me to be more generous.”
Tim:
YES! The way you think about money will determine how much you attract into your life.
Ruby:
So let’s break those old beliefs right now. Say this with us:
Ruby:
I release all limiting beliefs about money.
Tim:
I release all limiting beliefs about money.
Ruby:
Money is a source of freedom and joy.
Tim:
Money is a source of freedom and joy.
Ruby:
Wealth flows to me because I am open to it.
Tim:
Wealth flows to me because I am open to it.
Part 6: The Law of Giving and Receiving
[Watch Podcast: Manifest Money & Success, ‘I Am Wealthy’ Affirmations Click here]
Ruby:
Alright, so now that we’ve talked about opening yourself up to wealth and multiple income streams, let’s dive into one of the most powerful yet misunderstood principles of financial abundance—the law of giving and receiving.
Tim:
Yes! Because here’s something a lot of people don’t realize—money is energy. It’s meant to flow. The more freely you allow it to circulate, the more it comes back to you.
Ruby:
Exactly! And here’s the core idea—the more you give, the more you receive.
Step 1: The More You Give, The More You Receive
Tim:
Okay, let’s clear something up—when we say “giving,” we don’t just mean donating money. Giving can be your time, your knowledge, your kindness, your talents.
Ruby:
YES! Money is just one form of exchange. When you give value to the world—whether through your work, your generosity, or your kindness—you naturally attract abundance in return.
Tim:
It’s like a cycle—the energy you put out always comes back.
Ruby:
And here’s something interesting—have you ever noticed that the most successful people are also incredibly generous? They donate, they support causes, they invest in helping others.
Tim:
Yeah, and people might think, “Well, they give because they’re rich.” But the truth is—many of them became rich because they gave.
Ruby:
YES! Giving shifts your energy from lack to abundance. Instead of thinking, “I have to hold onto every penny,” you start thinking, “There is more than enough to go around.”
Tim:
And here’s the fun part—when you give from a place of joy and gratitude, the universe finds a way to bring that wealth back to you.
Ruby:
So let’s lock this in. Say this with us:
Ruby:
The more I give, the more I receive.
Tim:
The more I give, the more I receive.
Ruby:
I give with an open heart, and abundance flows back to me.
Tim:
I give with an open heart, and abundance flows back to me.
Ruby:
Money flows to me because I send positive energy into the world.
Tim:
Money flows to me because I send positive energy into the world.
Step 2: Sending Positive Energy Into the World Brings Prosperity
Tim:
Alright, let’s talk about why this works. Have you ever met someone who’s always complaining about money? Someone who’s always saying, “I never have enough,” or “Life is unfair”?
Ruby:
Oh yeah, and guess what? Those people usually stay broke. Because they’re sending out the energy of scarcity, and that’s exactly what they keep attracting.
Tim:
Exactly! But on the other hand, have you noticed that people who are grateful, positive, and generous always seem to have more opportunities, more success, more financial blessings?
Ruby:
YES! Because money isn’t just about numbers—it’s about energy. When you send out positive energy, you attract positive financial experiences.
Tim:
Right! And one of the easiest ways to shift your energy is gratitude. Every time you spend money, instead of feeling stressed, say:
“I’m grateful I have the ability to pay for this.”
“I bless this money as it goes out, knowing more is coming back to me.”
“I trust that wealth is flowing to me in ways I can’t even see yet.”
Ruby:
YES! Gratitude amplifies abundance. It keeps your energy high and opens the doors for more money to flow in.
Tim:
Let’s make this real. Say this with us:
Tim:
I am thankful for the money I have, and I welcome more into my life.
Ruby:
I am thankful for the money I have, and I welcome more into my life.
Tim:
I send out positive energy, and prosperity comes back to me.
Ruby:
I send out positive energy, and prosperity comes back to me.
Tim:
I trust that money flows to me in perfect ways.
Ruby:
I trust that money flows to me in perfect ways.
Step 3: Wealth Operates in a Balanced and Harmonious Cycle
Ruby:
Alright, so now let’s talk about something really powerful—money is a cycle. It’s not meant to be hoarded or feared. It’s meant to flow in a balanced, harmonious way.
Tim:
Yes! Money isn’t something you own—it’s something you manage, circulate, and direct. And when you respect the flow, it naturally grows.
Ruby:
Right! If you try to cling to money out of fear, it creates a blockage in your energy. But when you let it flow—giving, investing, spending wisely—it comes back multiplied.
Tim:
Think of it like breathing. You don’t hold onto every breath, right? You inhale, you exhale—it’s a flow. Money works the same way.
Ruby:
YES! And when you truly trust that the universe is abundant, you stop stressing about money. You know that as long as you keep the cycle moving, you will always have more than enough.
Tim:
So let’s affirm this new belief right now. Say this with us:
Tim:
I trust the natural flow of wealth in my life.
Ruby:
I trust the natural flow of wealth in my life.
Tim:
Money comes to me and flows through me in perfect balance.
Ruby:
Money comes to me and flows through me in perfect balance.
Tim:
I am part of the cycle of abundance, and I am always supported.
Ruby:
I am part of the cycle of abundance, and I am always supported.
Ruby:
Alright, let’s sum this up!
The more you give, the more you receive. Giving shifts your energy to abundance.
Your energy attracts wealth. Stay grateful, send out positivity, and money will flow back to you.
Money is a cycle. It’s meant to move, grow, and circulate in a balanced way.
Tim:
YES! When you truly understand the law of giving and receiving, money stops being stressful. It becomes something joyful, empowering, and unlimited.
Ruby:
And coming up next, we’re talking about how to fully step into your new identity as a wealthy person. You won’t want to miss this!
Part 7: Money Brings Opportunities and Comfort
Ruby:
So, let’s talk about one of the biggest truths about money—it brings opportunities and comfort. And yet, so many people feel guilty about wanting wealth, like it’s something they should be ashamed of.
Tim:
Right! But here’s the thing—financial success expands life experiences. Money isn’t just about buying things. It gives you freedom, choices, and the ability to live life on your terms.
Ruby:
Exactly! When you have financial stability, you can travel, invest in your education, take care of your health, and actually enjoy life instead of just surviving. Money allows you to explore the world, to grow, to experience things that wouldn’t be possible if you were constantly stressed about bills.
Tim:
And here’s the key—enjoying the benefits of wealth without guilt. If you’ve worked for it, if you’ve attracted it into your life, why shouldn’t you enjoy it? Having money doesn’t make you greedy. It gives you the power to help yourself and others.
Ruby:
YES! Because when you are financially comfortable, you can support your family, donate, give back, and uplift those around you. Wealth doesn’t take away from anyone else—it actually creates more abundance in the world.
Tim:
And when you embrace that, you stop feeling anxious about money. You stop fearing that it will run out. You start trusting that you will always have enough to meet your personal needs.
Ruby:
Exactly. Imagine waking up every day knowing that you have more than enough for everything you need—your home, your health, your happiness. That’s what financial peace feels like. Money is not something to fear—it’s something to welcome.
Tim:
So, let’s affirm this together—repeat after us:
Tim:
Money gives me the freedom to create my dream life.
Ruby:
Money gives me the freedom to create my dream life.
Tim:
I enjoy my wealth with gratitude and joy.
Ruby:
I enjoy my wealth with gratitude and joy.
Tim:
I always have enough money to meet my needs.
Ruby:
I always have enough money to meet my needs.
Ruby:
When you start seeing money as a tool for opportunity, security, and joy, it flows to you effortlessly.
Tim:
And coming up next, we’re talking about Financial Control and Growth. Stick around!
Part 8: Financial Control and Growth
Ruby:
Alright, so now that we understand how money brings freedom and opportunities, let’s talk about something equally important—financial control and growth.
Tim:
Oh yeah, because let’s be real—it’s not just about making money, it’s about keeping it, growing it, and making it work for you.
Ruby:
YES! It doesn’t matter how much you earn if you don’t know how to manage it. You could make a million dollars a year and still be broke if you don’t have financial control.
Tim:
That’s why the goal isn’t just making more money. The goal is having more money left after your expenses, seeing your wealth grow over time, and making your money work for you.
Step 1: Income Consistently Exceeds Expenses
Ruby:
So let’s start with something simple but powerful—your income should always be higher than your expenses.
Tim:
Exactly! But a lot of people don’t track their spending, and at the end of the month, they wonder where all their money went.
Ruby:
Yes! That’s why awareness is key. If you don’t know how much you’re spending, you can’t control it.
Tim:
And here’s the thing—you don’t have to sacrifice your happiness to save money. It’s not about being cheap. It’s about being intentional with where your money goes.
Ruby:
YES! Instead of thinking, “I can’t afford this,” start thinking, “How can I afford this while still growing my wealth?”
Tim:
That shift in mindset alone changes everything! So let’s affirm this right now:
Tim:
I manage my money wisely and intentionally.
Ruby:
I manage my money wisely and intentionally.
Tim:
Every dollar I earn works for my financial growth.
Ruby:
Every dollar I earn works for my financial growth.
Step 2: Your Bank Balance Increases Steadily
Ruby:
Now, let’s talk about growing your money. Because wealth isn’t just about earning—it’s about keeping and multiplying what you have.
Tim:
YES! Your bank balance should be consistently increasing, not fluctuating up and down because of poor money habits.
Ruby:
And here’s the best part—you don’t have to be a financial expert to grow your wealth. You just need to be consistent.
Tim:
Absolutely! Simple habits like saving a percentage of every paycheck, investing in assets that grow over time, and spending wisely will naturally increase your wealth.
Ruby:
And one of the biggest mindset shifts? Stop thinking of savings as “leftover” money. Pay yourself first. Make saving and investing a priority, just like paying your bills.
Tim:
YES! And when you do this, you’ll notice something amazing—your bank balance starts growing steadily, effortlessly.
Ruby:
So let’s lock this in with an affirmation:
Ruby:
My bank balance increases steadily and consistently.
Tim:
My bank balance increases steadily and consistently.
Ruby:
I am in control of my financial growth.
Tim:
I am in control of my financial growth.
Ruby:
My wealth expands over time.
Tim:
My wealth expands over time.
Step 3: Money is an Energy That Can Be Directed and Managed Wisely
Tim:
Alright, let’s talk about one of my favorite money truths—money is energy.
Ruby:
YES! A lot of people think of money as something stressful or complicated. But really, money is just energy that you direct.
Tim:
Exactly! And the way you manage your money reflects your mindset and energy around it.
If you handle money with confidence, it will grow.
If you handle money with fear, it will slip away.
If you handle money with clarity and purpose, it will support you.
Ruby:
YES! So instead of thinking, “I don’t know how to manage money,” start thinking, “I am learning to master my financial energy.”
Tim:
Because here’s the truth—when you take control of your financial energy, you take control of your financial future.
Ruby:
And that’s exactly what we’re affirming right now:
Ruby:
Money is energy, and I direct it wisely.
Tim:
Money is energy, and I direct it wisely.
Ruby:
I manage my wealth with confidence and clarity.
Tim:
I manage my wealth with confidence and clarity.
Ruby:
My financial future is secure because I am in control.
Tim:
My financial future is secure because I am in control.
Tim:
Wow, that was powerful! Just imagine what happens when you start managing your money like an expert, watching your bank balance grow, and directing your financial energy with confidence.
Ruby:
YES! When you’re in control of your finances, money stops being stressful and starts being empowering.
Tim:
That’s right
[Outro]
Ruby:
Wow, what a journey this has been! You’ve just taken a massive step toward unlocking true financial abundance—not just in your bank account, but in your mind, energy, and daily life.
Tim:
Yes! Because remember—wealth isn’t something you chase, it’s something you become. The moment you shift your mindset, heal your money wounds, and start embodying the identity of a wealthy person, everything changes.
Ruby:
And this is just the beginning! Keep practicing these affirmations, keep making smart financial decisions, and most importantly, keep believing that you are worthy of unlimited abundance.
Tim:
And hey, if you found value in today’s episode, don’t forget to like, subscribe, and share—because by sharing this message and impacting even one person, you’re giving and will receive something amazing in return!
Ruby:
Absolutely! And if you want to revisit any part of this podcast, check out the link in the description where you can access the full content to practice, reflect, and apply these lessons to your life.
Tim:
We’re so grateful to have you on this journey with us. Thank you for listening, and remember—your wealth, your success, your freedom—it all starts with YOU.
Ruby:
Now go out there and live your most abundant life! See you in the next episode!
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